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Our Quote We Live By:
"Around here, however, we don't look backwards for very long. We keep moving forward. Opening up new doors and doing new things, because we're curious...and curiosity keeps leading us down new paths." - Walt Disney

Our team offers over 80 years of combined experience in the financial services industry. The range of our experience and diversity of our background puts our team in a position to service the diverse needs of our clients. All of our advisors and staff members are knowledgeable, friendly people and we believe have high integrity. In 2016 we joined Focus Financial, and independent, non-proprietary financial planning and wealth management, which gave us the opportunity to further strengthen our principal foundation: do what’s right for the client.

Our goal and mission is to provide you with personal, confidential, objective quality advice where you feel comfortable and confident in your decisions.

Bradley Davis 
Financial Advisor

I started my career with American Express Advisors in West Des Moines, Iowa, in 2004. After becoming a Financial Advisor for American Express, I worked my way up to become an Advisor Coach. My job as a coach was to help teach new advisors coming into the business. American Express Advisors eventually became Ameriprise and at that time I opened an Ameriprise Franchise office in West Des Moines where I ran my practice until 2009 when I joined INVEST Financial Corporation.

In 2012, I purchased a financial advisory business in Minnesota which has grown to where we now serve 4 communities, including Le Sueur, Belle Plaine, Henderson, and Le Center, where I have the priviledge of working with my amazing team of associates. In 2016, we chose to affiliate our practice with Focus Financial, which was established in 1993 as a network of independent financial advisors delivering financial planning, asset management, and financial education services.

In addition to working as an independent Financial Advisor on behalf of my clients, I also manage our financial planning practice of Focus Financial - KMF Advisors.

I hold the series 7 and 66 securities registrations and I am registered in 11 states: AZ, CO, FL, IA, MN, NE, PA, TX, UT, WI, WY. I hold an IAR registration in 7 states: FL, IA, MN, PA, TX, WI, and WY. I am Insurance Licensed in 5 states: FL, IA, MN, PA, and WI.

My wife, Danielle, and I live in Le Sueur, Minnesota, with our four children. I am currently a member of the Le Sueur Chamber and the Le Sueur Lions Club.

Loren Edberg
Financial Advisor

Loren started with Lee Investments Plus in February 2008.    Loren works with almost all areas of the business.  He handles our day to day operations most of our marketing and continues his role as a financial advisor, meeting with clients and helping them with their goals. He is educated in mechanical engineering, where he worked for 2 different engineering firms, most recent being LeSueur Incorporated. Loren will go above and beyond for our clients making sure that everyone is being taken care of. He will make every effort to make sure you feel important, comfortable and have no inconveniences and will go out of his way to make that happen.  Running our four offices in MN, with coordinating advisors' schedules and client schedules, is no easy task and yet he still finds time to keep us involved in community events and lend a hand where ever we can.


Ashton Pankonin
Financial Advisor

Ashton started his financial advisory career in 2009. With a Bachelor’s degree in Marketing and a minor in Finance from Minnesota State Mankato, he always knew he wanted to become a financial advisor.

He started the Belle Plaine, MN, office for Edward Jones and quickly recognized the need to operate as an independent advisor and an interest to own his own business. In 2013, he joined Waddell & Reed Financial Advisors in order to achieve those goals. Becoming an independent advisor was key to Ashton’s commitment to serving his clients in their best interests at all times.

In 2017, Ashton joined KMF Advisors of Focus Financial to have more engagement with advisor colleagues and enhanced office support as he continues to expand his business offering comprehensive financial planning and investment management services.

As an independent financial advisor, Ashton works with his clients to help them reach their retirement goals and take the emotion out of investing. He works with individuals, families, and business owners to ensure their financial plans and successions plans are tailored to their own individual needs and objectives.

Within the financial planning process, Ashton reviews important factors to a successful plan, including life insurance needs, rollover IRAs at retirement, and business retirement plans.

Stephan Kerby
Financial Advisor

As many people do, I fell into the career of Financial Advisor after a variety of life experiences created a desire to learn more about personal finance.  After my college basketball career at Keene State College in NH, I moved abroad to become a professional basketball player. As I worked and traveled, I spent a lot of time contemplating how to manage my family’s finances with a new baby on the way and a job on the road.  Even when seeking advice, I realized that those around me also had little knowledge or understanding on many financial topics.  This reality created a new-found passion for educating myself and others, on the topic of investments and financial planning.

I began my career of financial planning in early 2000. And in 2009, I started my own firm, IFB Wealth Management, in order to be an independent financial advisor.  Now I am currently a partner at KMF Advisors where I manage the branch office in West Des Moines, IA as well as provide a well rounded financial plan for our clients.   

I take tremendous pride in focusing on understanding my clients’ wants and needs in order to educate them and guide them through the complexity of personal finance. The goal is to provide the client with knowledge and tools to navigate complicated financial topics and jargon, empowering them to make informed financial decisions.

Uniquely, many of my clients live all across the United States.  Therefore, I hold the Series 7 and 66 securities registrations and I am registered in several states: FL, IA, IN, KY, MA, ME, NC, NH, OH. 

My wife Amber and I keep busy with our son and daughter and our two great dogs. We enjoy being outdoors hiking, foraging and learning to surf. I also continue my love of basketball and fitness by coaching, training, mentoring and volunteering with many local youth athletes.

Randy Kruger
Financial Advisor

My business philosophy is to be the best person I can be.  I set the standards very high for myself.  I am very aware of the trust my clients have shown by allowing me to manage their assets and I accept that trust with the mindset that I will do my very best to help my clients reach their financial goals.

I have been in the financial industry since graduating from college in 1974.  From 1974 to 2003, I worked in several banks, located in North Dakota and Minnesota.  In 1987, while working for a bank in Carrington N.D., I obtained my securities registrations.  I joined INVEST in 2004 to start my new career as a Financial Advisor.  I joined Brad Davis and Investments Plus in 2015 and we are now KMF advisors with Focus Financial.

Professional Qualifications

  • Series 6 and 63 Securities Registrations
  • MN Insurance License #20264245
  • BA-Southwest MN State College, Marshall, MN
  • U of Wisc. - Grad School of Community Banking

My wife, Jo, and I moved to Belle Plaine in 1990.  Over 23 years in Belle Plaine, I have been the past Pres. of the Chamber of Commerce and the Rotary Club, and past Commander of the Sons of Am. Legion. 

Our Associate Team

Amy Hardel

Amy Hardel is a Le Sueur High School and Mankato State University graduate. Previously she was a legal secretary for Nelson & Jones law firm, Hardel was also a religious education teacher for 25 years and served on the Henderson Public Library Board as well as 17 years on the Henderson Heritage Preservation commission before joining our firm.  Amy brings a unique talent to our team in that she currently is involved in almost all areas of the business all while still maintaining her duties in our community as a School board member and overall community builder all while cultivating solid relationships with our clients.  Clients from out of the Minnesota community who have never met her always comment on that "Amy Girl" who was so nice and helpful.   We truly are blessed to have her and can't wait to keep you informed on her future role at our firm.  Amy runs multiple back office operations that continuously service our clients’ daily needs.   Amy lives in Henderson MN, with her Husband Mark and her 3 children Sam, Seth and Grace.

Mary Preuhs

Mary is based in our LeSueur office and she is the first person you will see coming through the door with a smile and a friendly personality. She works hard at making sure that your experience is as comfortable and relaxed as possible. Mary went to college at Rasmussen to study accounting, where she then became a business office manager and pharmacy technician, at Corner Drug Pharmacy for 34 years. 

Mary volunteers at many nonprofit organizations around the community and is always ready to give a helping hand. 
In her downtime, she has 2 kids, Mia 17 and Devin 15, which she adores and supports them both in sporting events, outdoor adventures and life decisions. 


Brad Davis, Loren Edberg, Randy Kruger, Stephan Kerby, and Ashton Pankonin offer securities through Royal Alliance Associates, Inc., member FINRA/SIPC. Fixed insurance and investment advisory services offered through Focus Financial Network, Inc., a registered investment advisor not affiliated with Royal Alliance Associates, Inc. KMF Advisors is a marketing designation.

Royal Alliance does not offer tax or legal advice. All other listed entities are not affiliated.

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, FL, IA, MD, ME, MN, MO, MS, NC, NY, WA, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.


A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

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Check the background of this financial professional on FINRA's BrokerCheck.