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KMF Mission 

Our goal and mission is to provide you with personal, confidential, and objective quality financial advice to help you feel comfortable and confident in your financial decisions. With 4 offices in Minnesota - Le Sueur, Belle Plaine, Henderson and Le Center – and 1 office in Iowa – West Des Moines, we’re here to bring financial planning, tax and estate managements, and retirement strategies to you and your family.

Contact us today to get started with a complimentary financial review! 

What We Do For You

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

  • Tax management
  • Investment management
  • Retirement strategies
  • Estate conservation
  • Insurance and annuity products

Our Investment Philosophy

Our Investment Philosophy is based on 3 P's. 

  1. Professional management.   Choosing a qualified professional manager with a long-term track record that fits your risk tolerance and investment time frame. Your wealth although guided and advised by us should be managed by qualified professional managers who have successful track records. 

  2. Preserve wealth.  With investing you can be right for several years and if you are wrong on one occasion, you could wipe out gains created.  Investing is not a game of home runs. It's about developing financial strategies that provide long term results.  We cannot predict losses but we can help to prepare by developing strategies to minimize them.   

  3. Patience. Investing is a process of putting your money to work through various investments that take time to potentially give results. Selling when there is fear and buying when everyone is euphoric on the markets can be a recipe for disaster. You must stay committed to achieve your goals and never lose sight because of short term noise.  

contact US

KMF Advisors

Minnesota Office:

Iowa Office:

Contact us with questions by phone or email:

Brad Davis 
Stephan Kerby
Ashton Pankonin
Loren Edberg
Randy Kruger




Brad Davis, Loren Edberg, Randy Kruger, Stephan Kerby, and Ashton Pankonin offer securities through Royal Alliance Associates, Inc., member FINRA/SIPC. Fixed insurance and investment advisory services offered through Focus Financial Network, Inc., a registered investment advisor not affiliated with Royal Alliance Associates, Inc. KMF Advisors is a marketing designation.

Royal Alliance does not offer tax or legal advice. All other listed entities are not affiliated.

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, FL, IA, MD, ME, MN, MO, MS, NC, NY, WA, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.


A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

Please note: This information is strictly provided as a courtesy. When you link to any of the provided websites within this website, you are leaving this website. We make no representation to the completeness or accuracy of information provided at these websites.

This communication is strictly intended for individuals residing in the state(s) of AZ, CO, FL, GA, IA, KY, MN, NE, NH, PA, TX, UT, WA, WI and WY. No offers may be made or accepted from any resident outside the specific states referenced.

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